Banking your agent can actually use.
Koda MCP is a read-only Model Context Protocol server. Connect Claude, Gemini, ChatGPT, or any MCP client and let it read your balances, transactions, budgets, and goals, with scopes you choose and nothing it can change.
claude mcp add koda --transport http https://kodafinance.com/api/mcp
It can read everything you allow. It can change nothing.
Every Koda MCP tool is read-only. An agent answers questions about your money using live data, but it can never move funds, edit a budget, or touch your accounts, even if a prompt tells it to.
Connect in three steps.
Create a token in Koda
Open Connected Agents in the Koda app, pick the scopes you want to grant, and generate a Personal Access Token. It's shown once.
Add Koda to your agent
Drop the endpoint and your token into your MCP client. It speaks standard Model Context Protocol, so no Koda-specific SDK is needed.
Ask in plain language
“How much did I spend on eating out this month?” Your agent calls the right read-only tools and answers from live data.
claude mcp add koda \
--transport http \
https://kodafinance.com/api/mcp \
--header "Authorization: Bearer koda_pat_••••"Hosted agents can connect with standard OAuth 2.0 instead of a token. See the docs.
Scoped, revocable, and yours.
Access is granted per scope and can be pulled at any moment. You decide exactly how much of your money an agent gets to see.
Claude
koda_pat_••••3f9a
Granular scopes
Grant only what an agent needs, one scope at a time.
Read-only, always
No tool can move money or edit your data.
Parent approval for teens
For ages 16–17, a parent approves before a token activates.
Instant revoke
Switch off a token and access stops on the next request.
Rate limited
120 requests per minute per token, so nothing runs wild.
Numbers stay masked
Only the last four digits of an account are ever shared.
Works with any client that speaks MCP
Koda MCP implements the open Model Context Protocol, so it plugs straight into the agents and editors you already use, and any new one that speaks the standard.
Poke
Give your agent a read-only view of your money.
Read the protocol reference, create a scoped token, and make your first tool call in minutes.